Health Insurance

Hidden Dangers of Obamacare HMO

If you believe that your Obamacare policy assures you of access to the healthcare you need...and that under Obamacare you are “well taken care of”....you might be disappointed.

Based on my 28 years of experience in health insurance, vast experience helping clients get the right c...

Here is why a Living benefit plan with guaranteed premiums outshines a long term care policy

With long-term-care insurance premiums climbing by double digits and several insurers exiting the business in the past few years, many families are turning to an alternative: using life insurance with living benefits.

Living benefits term life insurance policies can be purchased ...

ACA Makes Prescriptions Unaffordable – Now What?

This year the Affordable Care Act is finding new ways to make healthcare unaffordable for those who do not qualify for subsidies.

In addition to those huge premium increases, the Obamacare plans are clobbering policy holders by covering only generic and "Preferred Brand" medicine...

Obamacare Plans Don't Always Include Top Cancer Centers

[caption id="attachment_1180" align="alignright" width="505"] Patients always have the right to appeal an insurer's decision to turn down their request for care at a major cancer center. But the chances an appeal will be honored can vary widely by type of cancer and an individual...