We Deliver Cutting Edge Strategies to Get You The Best Value

We are a multi-carrier insurance agency, mixing and matching products to get you the best value.

The Health Life Dental Advantage


Direct Relationship

We are experienced insurance agents who will deliver concierge level service.

Plans Just For You

We tailor-make your benefits package from a wide selection of AAA rated providers, based on your needs.

Multiple Carriers

We are appointed with several carriers to find the best combination of products for you.

On-Going Reviews

We continuously review your policies and will always provide timely assistance.

Attention to Detail

We deliver on personal attention, high level of service, and the lowest available rates.

Long-Term Experience

Our agents have 30+ years of experience serving clients throughout the US.

Our Facts


Years in Business

30

Clients Served

18742

Policies Handled

35206

BBB Complaints

0

Meet Our Team


We are a team of dedicated individuals ready and willing to be your team of value finders.

Mark Deschenes

General Agent & Owner

Jess McKinney

Agent

Lauren Deschenes

Agent

Melissa Benson

Agent

Give Us a Call

210-696-7900

Mon-Thu 8:00 AM - 5:00 PM CST, Fri 8:00 AM - 12:00 PM CST

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Our Blog


Stay in the know with all things insurance related.

Setting the Record Straight

Jul 19, 2023

ACA - ”Obamacare” Short Term Medical insurance fills in the GAPS in Obamacare which is fatally flawed. ACA plans started

Texas has the most uninsured population: Don't be a statistic

Aug 12, 2020

Texans are the highest uninsured population in the nation. We can help you find affordable coverage that meets your need

Lost health insurance with unemployment? Stay protected with STM + supplemental policies

Jul 22, 2020

If you've recently lost your health insurance due to unemployment, you have options. We can help you find a plan that me

F.A.Q.


Frequently Asked Questions

Van Mueller highlights cash value life insurance as a vital financial tool in today's uncertain economic environment, providing both a death benefit and a tax-deferred savings option. He emphasizes that many clients don't realize the full potential of these policies, which can grow wealth while mitigating future risks such as higher taxes or Social Security shortages. Mueller encourages agents to ask thought-provoking questions that help clients see the immediate benefits of their policies, particularly as a way to accumulate savings for emergencies or retirement while still alive.

The Biden administration recently limited the duration of short-term health insurance plans to a maximum of 120 days. This is part of an effort to ensure that individuals don't rely on short-term plans as a substitute for long-term, more comprehensive health coverage. Previously, these plans could last up to 364 days, but the change reflects a push to improve the quality of coverage options for consumers.
Age 65 is significant because it is the eligibility age for Medicare, the federal health insurance program in the U.S. for people over 65. At this age, individuals typically transition from private health insurance to Medicare, and many other insurance benefits, such as retirement health plans or supplemental coverage, also start to apply. It's a key milestone for planning long-term health care and financial strategies.
Health Life Dental Insurance offers a variety of life insurance options to protect you and your loved ones in the event of your passing. Plans include term life insurance, which provides coverage for a set period, and whole life insurance, which offers lifelong coverage with a cash value component that grows over time. These plans can be tailored to fit your specific financial goals and family needs, ensuring peace of mind for the future. For more detailed information on life insurance options, visit our Life Insurance page.