We Deliver Cutting Edge Strategies to Get You The Best Value

We are a multi-carrier insurance agency, mixing and matching products to get you the best value.

The Health Life Dental Advantage

Direct Relationship

We are experienced insurance agents who will deliver concierge level service.

Plans Just For You

We tailor-make your benefits package from a wide selection of AAA rated providers, based on your needs.

Multiple Carriers

We are appointed with several carriers to find the best combination of products for you.

On-Going Reviews

We continuously review your policies and will always provide timely assistance.

Attention to Detail

We deliver on personal attention, high level of service, and the lowest available rates.

Long-Term Experience

Our agents have 20+ years of experience serving clients throughout the US.

Our Facts

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Clients Served


Policies Handled


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Meet Our Team

We are a team of dedicated individuals ready and willing to be your team of value finders.

Mark Deschenes

General Agent & Owner

Mark Vickers


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Our Blog

Stay in the know with all things insurance related.

Now is the time for our Health Insurance Strategy!

Sep 25, 2019

The cost of family health coverage in the U.S. now tops $20,000, an annual survey of employers found, a record high that

Learn How Companion Short Term Medical Reference Based Pricing works vs PPO

Aug 28, 2019

Reference-based pricing (RBP) was supposed to be a surefire strategy to prevent overpaying for medical claims. How...

Now is the time to redo your Life Insurance - major carriers warning agents of reprice coming

Aug 27, 2019

New Life insurance rules will force carriers to use a new set of assumptions that may reduce cash values on permanent pl