Taking the Obamacare Penalties Might Be Best Option for Businesses

Sticker ShockWhile Obamacare’s individual mandate has individual Americans stressing out about penalties, the section of the Affordable Care Act causing the biggest concern for businesses is the Employer Shared Responsibility (ESR) provision, which mandates the “large employers” must offer co...

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Federal Tax Deduction Makes Coverage for Self-Employed More Affordable

Broken Arm

Self-employed individuals are directly impacted by the Affordable Care Act’s “individual mandate,” which requires that most Americans get health insurance, and the federal tax deduction available to self-employed individuals can make obtaining that coverage even more affordable....

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How Not Offering Employees Health Insurance Is The Best Thing You Can Do For Them

Woman holding a $100 billWhile not offering affordable health insurance or not offering it at all may seem like a negative point for companies, some employees may actually be better off in this situation under the Affordable Care Act, also known as Obamacare.

"Our analysis suggests that employees and emp...

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Self-Funded Insurance: Pros and Cons

Female patient getting serious diagnosis

While fairly popular among large employers, self-funded insurance hasn’t been prevalent among smaller companies.

However, the Affordable Care Act could change all that as some stipulations of Obamacare have smaller companies taking a second look at self insurance. Self-funded pl...

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