Hidden Dangers of Obamacare HMO

imagesIf you believe that your Obamacare policy assures you of access to the healthcare you need...and that under Obamacare you are “well taken care of”....you might be disappointed.

Based on my 28 years of experience in health insurance, vast experience helping clients get the right c...

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Here is why a Living benefit plan with guaranteed premiums outshines a long term care policy

John Hancock Rate Increase Scan-1With long-term-care insurance premiums climbing by double digits and several insurers exiting the business in the past few years, many families are turning to an alternative: using life insurance with living benefits.

Living benefits term life insurance policies can be purchased ...

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Demand for popular short-term insurance plans could surge under Trump Executive Order

Short-term health plans have been around for decades, bridging coverage gaps for people who are between jobs or have recently graduated from school, among other things.Bridge

After the health law passed, some people gravitated toward them because they were willing to trade comprehensiv...

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Will Paul Ryan's Obamacare Replacement Work For People With Pre-Existing Conditions?

The pre-existing conditions issue played a central role in the design of the Affordable Care Act, and dealing with this issue appropriately in any ACA replacement plan will be instrumental to the achievement of stable and sustainable individual and small group health insurance ma...

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